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FGTS ANTICIPATION is a type of LOAN with the guarantee of your FGTS balance. CREDIT in the account without bureaucracy, without monthly installment and without consultation at SPC/SERASA. The worker can advance up to 12 years of his guarantee fund balance. Minimum balance of R$ 300.00. Interest rates ranging from 1.68% to 4% per month depending on the Bank. The amounts will be deducted directly from your FGTS account, annually on the day of your birthday withdrawal.CONSIGNATED LOAN INSS is a type of credit intended for retirees, pensioners and public servants. In payroll, the value of your loan installments is automatically deducted from your payroll or INSS benefit. BPC/LOAS beneficiaries are also entitled to payroll. Interest rates ranging from 1.68% to 4% per month depending on the Bank with a term of up to 84 months for payment.By downloading our APP you can do your simulation on the spot and have your credit within 24 hours.We are FEBRABANs certified banking correspondent for Payroll Credit and Direct Consumer Credit operations.The purpose of certification is the formal recognition of individual knowledge and skills with objective criteria and general acceptance, promoting quality in the job market as a whole.Personnel certification is processed in accordance with the Personnel Certification Program developed and managed by FEBRABAN - Brazilian Federation of Banks and its partners.It aims at the full certification of the Correspondent, enabling him to act in the segments covered by the regulation (Payroll Loans, Direct Consumer Credit and Vehicle Financing).FEBRABAN CERTIFICATE - Alessandro De Castro Almeida: 7521854661670114 - Fbb110 Payroll Correspondent + LGPDVALIDITY 08/23/2022 TO 08/23/2025​Link: www.certificacaofebraban.org.br/Home/Correspondentes